PM Kisan Scheme (Pradhan Mantri Kisan Samman Nidhi Yojana)

-

PM Kisan Yojana Benefits, Eligibility, Registration and Status

 

Introduction

The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan) is one of the flagship schemes of the Government of India. Launched in February 2019, this scheme provides direct income support to farmers across the country. The aim is to ensure that farmers, especially small and marginal ones, receive some financial assistance to take care of agricultural needs and household expenses.

Under the PM Kisan scheme, eligible farmers receive ₹6000 per year in three equal installments of ₹2000 each, directly transferred into their bank accounts through the Direct Benefit Transfer (DBT) system.

This article provides complete information about PM Kisan – its objectives, benefits, eligibility criteria, online registration process, e-KYC update, status check, correction methods, and frequently asked questions.

Objectives of PM Kisan Scheme

  1. Income Support to Farmers – Provide financial help to small and marginal farmers to meet their agricultural and allied needs.

  2. Reduce Farmer Distress – Offer direct monetary assistance to reduce dependence on loans.

  3. Ensure Food Security – Strengthen farmers so that agricultural production continues smoothly.

  4. Promote Direct Benefit Transfer – Transparency and corruption-free delivery of benefits.

  5. Encourage Digital India – Farmers get accustomed to online banking and digital payment systems.

Benefits of PM Kisan Yojana

  1. Financial Assistance: ₹6000 annually in three equal installments.

  2. Direct Bank Transfer (DBT): Money is directly credited into farmers’ bank accounts.

  3. Covers All Eligible Farmers: Small and marginal farmers across India benefit.

  4. Support in Agricultural Expenses: Helps in buying seeds, fertilizers, equipment, etc.

  5. Boosts Rural Economy: Farmers spend the money in villages, creating local demand.

  6. No Middlemen: 100% transparent transfer of funds.

  7. Nationwide Coverage: More than 11 crore farmers have been registered.

  8. Simple Registration: Can be done online or at Common Service Centers (CSCs).

Eligibility Criteria

Not all farmers are eligible for PM Kisan. The government has set certain eligibility rules:

✅ Eligible Farmers:

  • Small and marginal farmers owning up to 2 hectares of cultivable land.

  • All landholding farmers’ families (husband, wife, and minor children).

  • Farmers from both rural and urban areas (if they own cultivable land).

❌ Not Eligible (Excluded categories):

  • Institutional landholders.

  • Farmer families holding constitutional posts.

  • State/Central government employees, PSU, or pensioners above ₹10,000/month.

  • Professionals like doctors, engineers, lawyers, chartered accountants.

  • Income tax payees of the previous year.

PM Kisan Online Registration Process

Farmers can register themselves for PM Kisan in two ways:

1. Online Registration through PM Kisan Portal

Steps:

  1. Visit the official website: https://pmkisan.gov.in

  2. On the homepage, click “New Farmer Registration”.

  3. Select Rural Farmer Registration or Urban Farmer Registration.

  4. Enter your Aadhaar number, state, and captcha code.

  5. Fill in personal details like name, gender, category, land records, and bank account details.

  6. Submit and verify using OTP linked to Aadhaar.

  7. Application is submitted successfully.

2. Offline Registration at CSC (Common Service Centers)

  • Farmers can visit their nearest CSC center or revenue office with Aadhaar, land documents, and bank passbook.

  • CSC operator registers details and uploads to PM Kisan portal.

e-KYC Update Process

To continue receiving installments, farmers must complete PM Kisan e-KYC.

Steps:

  1. Go to PM Kisan website.

  2. Click on e-KYC option.

  3. Enter Aadhaar number.

  4. Enter OTP received on Aadhaar-linked mobile number.

  5. e-KYC will be updated.

If Aadhaar is not linked with mobile, farmers must visit CSC centers for biometric e-KYC.

How to Check PM Kisan Beneficiary Status

  1. Open PM Kisan official website.

  2. Click on “Beneficiary Status” tab.

  3. Enter Aadhaar number / Bank Account number / Mobile number.

  4. Click Get Data.

  5. Details of installments received and pending will be shown.

How to Check PM Kisan Beneficiary List

  1. Visit PM Kisan Portal.

  2. Click on “Beneficiary List”.

  3. Select State → District → Sub-District → Block → Village.

  4. Click Get Report.

  5. The list of all beneficiaries in that village will appear.

PM Kisan Correction Process

If farmers entered wrong details (name, Aadhaar, bank account, etc.), corrections can be made:

  • Name Correction: Visit PM Kisan portal → Farmer Corner → Edit Aadhaar Details.

  • Bank Details Correction: Contact local agriculture officer or CSC.

  • Land Record Correction: Must be updated at revenue department office.

PM Kisan Helpline Numbers

For support, farmers can contact:

  • PM Kisan Helpline: 155261 / 011-24300606

  • Toll-Free Number: 1800-180-1551

  • Email: pmkisan-ict@gov.in

PM Kisan Installments (Year-wise)

  • Launched: December 2018 (effective from 1st December 2018).

  • Installment Frequency: Every 4 months.

  • Total Annual Support: ₹6000.

  • Payment Cycle: April–July, August–November, December–March.

Till 2025, more than ₹2.8 lakh crore has been distributed to farmers.

Impact of PM Kisan Scheme

  1. Strengthened Rural Economy – Money circulates in villages.

  2. Reduced Farmer Distress – Farmers depend less on loans.

  3. Digital Inclusion – Promotes online banking in rural India.

  4. Women Beneficiaries – Many women farmers also benefit.

  5. Agricultural Growth – Support for small inputs, fertilizers, and tools.

Challenges Faced

  1. Incorrect Data Entry: Aadhaar-bank mismatch leads to payment delays.

  2. Lack of Awareness: Many farmers still don’t know how to register.

  3. Exclusion Errors: Some eligible farmers are left out due to land record issues.

  4. Infrastructure Gap: Internet and CSC availability in remote areas is limited.

Future of PM Kisan Scheme

The government is continuously upgrading the scheme:

  • Linking with Digital India initiatives.

  • Introducing AI-based fraud detection.

  • More focus on women farmers.

  • Increasing financial assistance in future budgets.

Conclusion

The PM Kisan Samman Nidhi Yojana is one of the largest direct benefit schemes in India. By providing ₹6000 annually, it has transformed the lives of millions of farmers. It not only helps them financially but also brings them into the formal digital economy.

Farmers should ensure their e-KYC, bank details, and land records are correct to continue receiving benefits. The scheme is expected to expand further, covering more farmers with higher financial support in the coming years.


Comments

Post a Comment